Hurricane Damaged Your Roof, Now What?

Not all storms produce torrential rains or hail, but even wind can cause significant damage to your roof. When this happens, the first thing you need is an assessment of your roof and then repair or replacement by a roofing expert. According to weather experts and meteorologists, every hurricane has a straight-line burst of wind. Whenever winds pick up a speed of about 50 or 60 miles per hour, you will begin to see damages on roofs, power lines, and trees.

If you have just survived a hurricane, ensure you check your roof for damage from hail, wind, and other sources, including falling branches. Every instance of damage should be documented, and data should be compiled, ready for your insurance company.

Assessing the Extent of Roof Damage

Tornados, hailstorms, thunderstorms, and hurricanes can potentially tear shingles from your roof and give it a beating with tree branches. The following are some quick steps to assess for the severity of storm damage.

  • Inspect your attic for water damage or leaks. If you see any water stains in your ceiling or walls, you will certainly need repairs.
  • Missing pieces of metal fascia or shingles especially in the area around your chimney can tell you how serious the damage is.
  • If the storm came with hail, you will see dimples on the outer layer of shingles formed by the pounding of hail.

Calling Your Insurance Agent

After the hurricane, one of the things you should do is to call your insurance agent. There are some damages which may not necessitate any claims because they are minor. However, there are some which are major, and the best way to go about mitigating them is to file a claim. ReRoof America suggests documenting any sort of damage that has occurred.

The documentation should be done by taking clear photos of the damaged areas. Insurance companies tend to be thorough in their analysis, and if you don’t give them enough evidence, they may end up underpaying you.

In case you have done some repairs to your house, you need to provide the receipts for all the work including any tasks that you did yourself. This helps in facilitating reimbursement. Insurance agents may bring in complications relating to the state the house was before the hurricane damage. With the receipts, you can prove to them that the house was in good shape.

If you can, it is advisable to engage an attorney when filing your claim because there are possible loopholes insurance agents can exploit to underpay or even deny your claim altogether.

Getting the Right Roofer

While sorting out the insurance claim, you should also scout for a hurricane roof damage repair company to help you in fixing your roof. There are many companies in Florida, but not all are credible. Choose a roofing repair company that has experienced repairmen and a strong claims department.

It helps to ask the company beforehand about the roofing materials they have, how long they will take to finish the job, and their pricing. Do not let the panic and disorderliness that comes in the aftermath of hurricane damage disorient you into a raw roofing deal.